Peoples Benefit Life Insurance Company
Employer Stop Loss
Puerto Rico only

Peoples Benefit Life Insurance Company is an AEGON company. Peoples Benefit has been providing insurance products since 1920. Cairnstone is the exclusive underwriter for employer stop loss for Peoples Benefit in Puerto Rico. Domiciled in Cedar Rapids, IA, 52499, Peoples Benefit is rated A+ (on a scale of A++ to F) from A.M. Best, AA (on a scale of AAA to CC) from S&P, and Aa3 (Aaa to C) from Moody's. Ratings are current as of 2/7/2007. These ratings are reflective of the insurance rating services' current opinions of Peoples Benefit's relative financial strength and operating performance. The operating companies of AEGON combined create one of the world's leading life insurance and related financial services organizations.