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Nicole Zaniboni joined Cairnstone in May 2004 as a Marketing Underwriter. Her sales territory includes Maine, Massachusetts, New Hampshire, Vermont, Rhode Island, Connecticut and New York. Nicole brings 5+ years of experience in the self-funded insurance industry in both the New England and Northern Midwest markets. Her career began in 1999 at R.E. Moulton where she was trained in underwriting. After leaving R.E. Moulton, she has worked at both Sun Life Financial and HCC Benefits Corporation as Underwriter and Senior Underwriter. Nicole is currently pursuing her Bachelors Degree at Salem State College.

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Nicole Zaniboni joined Cairnstone in May 2004 as a Marketing Underwriter. Her sales territory includes Maine, Massachusetts, New Hampshire, Vermont, Rhode Island, Connecticut and New York. Nicole brings 5+ years of experience in the self-funded insurance industry in both the New England and Northern Midwest markets. Her career began in 1999 at R.E. Moulton where she was trained in underwriting. After leaving R.E. Moulton, she has worked at both Sun Life Financial and HCC Benefits Corporation as Underwriter and Senior Underwriter. Nicole is currently pursuing her Bachelors Degree at Salem State College.