Milo Ramos
Senior Claims Analyst

 
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Milo Ramos joined Cairnstone in May 1996 as Senior Claims Analyst. Prior to joining Cairnstone, Milo was at John Alden Life and worked with self-funded, fully insured and HMO reinsurance products. With over 20 years of health insurance experience, Milo has worked with various types of claim related processes including first dollar, reinsurance and international claims.

At Cairnstone, Milo handles specific and aggregate claims, monitors reserves and services customer inquiries and correspondence. She interacts daily with TPA’s, brokers and interdepartmental staff.

In addition to her varied insurance background, Milo has a very unique personal background. Born in Cienfuegos, Cuba Milo immigrated to the United States in 1982. She obtained her high school degree from Jorge Luis Estrada University in 1979 and completed two years of college at the Colegio de Economia de Cienfuegos, majoring in economics. While visiting Mexico on a tourist visa, Milo crossed the Mexican boarder into California and applied for political asylum. She was determined to succeed and immediately applied for legal residency, which was granted in 1987. Milo is fluent in Spanish and English. She enjoys helping other Cuban immigrants by providing assistance in obtaining housing, education and filing of documents.