Milo
Ramos joined Cairnstone in May 1996 as Senior Claims Analyst. Prior
to joining Cairnstone, Milo was at John Alden Life and worked with self-funded,
fully insured and HMO reinsurance products. With over 20 years of health
insurance experience, Milo has worked with various types of claim related
processes including first dollar, reinsurance and international claims.
At Cairnstone, Milo handles specific and aggregate claims, monitors
reserves and services customer inquiries and correspondence. She interacts
daily with TPA’s, brokers and interdepartmental staff.
In addition to her varied insurance background, Milo has a very unique
personal background. Born in Cienfuegos, Cuba Milo immigrated to the
United States in 1982. She obtained her high school degree from Jorge
Luis Estrada University in 1979 and completed two years of college at
the Colegio de Economia de Cienfuegos, majoring in economics. While
visiting Mexico on a tourist visa, Milo crossed the Mexican boarder
into California and applied for political asylum. She was determined
to succeed and immediately applied for legal residency, which was granted
in 1987. Milo is fluent in Spanish and English. She enjoys helping other
Cuban immigrants by providing assistance in obtaining housing, education
and filing of documents.